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Know the real AED to PHP rate before you send money home

Today's live mid-market rate, the 30-day trend, and a one-glance read on the forces moving the PHP — so you can benchmark any provider before you send.

Live mid-market rate
17.03PHP / 1 AED
Rate as of 9 Sept, 00:02
2.8%vs 30 days ago — dirham buys more
WeakerFairStronger
Strong time to send
Rate is near its 30-day high

For Filipino workers supporting family back home, the AED to PHP rate is worth watching. Below is the live rate, the 30-day trend, and the forces shaping the peso — steady OFW remittance inflows, US dollar strength, and Bangko Sentral policy.

30-day trend

2.8%

Up 2.8% over 30 days — the dirham buys more PHP than it did a month ago.

What moves the rate

The forces moving the AED to PHP

stronger weaker steadies

The AED→PHP rate is the Philippine peso against the dollar. Steady remittances make it structurally more stable than many peers:

US dollar & the Fed

The peso is sensitive to broad dollar moves. A hawkish Fed and a strong dollar generally weaken it.

weaker

OFW remittances

Huge, reliable remittance inflows structurally support the peso — a major reason it is less volatile than many peers.

stronger

Bangko Sentral policy

The BSP manages interest rates and steps in to curb sharp swings, keeping the peso relatively orderly.

steadies

Trade balance & oil

The Philippines runs a trade deficit and imports oil, so higher import bills weigh on the peso over time.

weaker
How it works

Send money from the UAE to Philippines in four steps

  1. 1

    Start with the fair rate

    Check the mid-market AED to PHP rate above — the honest midpoint before any provider adds a margin. It's your benchmark for everything else.

  2. 2

    Compare the rate and the fee together

    A great-looking rate with a high fixed fee can still be a poor deal, especially on smaller amounts. Look at both, and measure each provider's rate against the mid-market number.

  3. 3

    Watch the trend or set an alert

    Rates move a little every day. Check the 30-day trend above, or get the Wasli app to set a rate alert so you send when the timing works for you.

  4. 4

    Send with your chosen provider

    Once you've found a fair rate, complete the transfer through that provider. Wasli never holds or moves your money.

Wasli is a comparison service, not a money transfer operator. We don't hold, move, or process any funds. We show you live rates from regulated UAE providers so you can choose who handles your transfer. Always send through your chosen provider's verified app or website.

What's moving the Philippines rate

This month, in plain words

The drivers behind the latest headlines, with sources if you want the detail.

7 Sept

Philippine peso weakness deepens remittance headwinds

The peso's record depreciation against the dirham reflects the currency's structural vulnerability to US dollar strength—since the AED is rigidly pegged to the dollar, any dollar appreciation automatically weakens the peso exchange rate. This deterioration likely stems from the Philippines' persistent current-account pressures, capital outflows, or hawkish Federal Reserve policy tightening the dollar globally, making remittances from UAE workers nominally larger in peso terms but reflecting real economic stress in the Philippines rather than dirham strength per se.

Source
7 Sept

Oil weakness drives peso collapse, lifts dirham remittance value

The Philippine peso's record low against the dirham reflects oil-price pressure eroding the Philippines' external position—lower oil revenues reduce dollar inflows, weaken the peso, and increase import costs. Since the AED is pegged to the US dollar, the dirham's strength is mechanical: as the peso depreciates against the dollar, it depreciates against the dirham at the same rate. For UAE-to-Philippines remittances, this means each dirham now converts to more pesos, improving remittance purchasing power in the destination country but signaling underlying fiscal stress in the Philippines.

Source
6 Sept

Philippine peso strengthens against UAE dirham

The Philippine peso has appreciated relative to the dirham, meaning remitters receive more PHP per AED—likely driven by the peso's recent strength against the US dollar, to which the dirham is pegged. Since AED is fixed to USD, any PHP gains reflect the peso outperforming the dollar, possibly due to higher Philippine interest rates, central bank tightening, or improved trade flows, making the corridor more favorable for remitters despite the headline's framing of 'less' value elsewhere.

Source
Common questions

Good to know

How much is 1 AED in PHP today?+

The live mid-market AED to PHP rate is shown at the top of this page and updates through the day. That's the fair midpoint reference — the amount a provider actually gives you when sending money from the UAE to Philippines will be slightly lower once their margin and fees are added.

What is the cheapest way to send money from the UAE to Philippines?+

There's no single cheapest provider all the time — it changes with the rate and fees each one sets. The reliable method is to compare the exchange rate AND the transfer fee together against the mid-market rate shown here. The smaller the gap from mid-market, the better the deal.

Why is the AED to PHP rate I'm offered lower than the mid-market rate?+

Providers add a margin on top of the mid-market rate, plus any fixed fee. That difference is how they earn money on the transfer. Comparing that gap between providers is the clearest way to see who is genuinely cheapest.

Is now a good time to send money to Philippines?+

Rates move a little every day. The 30-day trend above shows the recent direction in plain terms. Small moves add up on larger transfers, so it can pay to check the trend before you send.

How long does a money transfer from the UAE to Philippines take?+

It depends on the provider and method — some transfers to Philippines arrive within minutes, others take a business day or two. Speed, rate, and fee all vary by provider, which is why it's worth comparing before you choose.

Does Wasli transfer my money to Philippines?+

No. Wasli helps you understand exchange rates and compare providers. You send through the provider you choose — Wasli never holds or moves your funds.

Compare other corridors

Sending elsewhere too?

Live rates and drivers for these corridors as well.

See all corridors →

Want alerts, favourites & provider rates?

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